Car Sound System Financing

Transform your daily commute with premium audio. From simple speaker upgrades to competition-level systems, Tresl helps you finance the car audio experience you've always wanted without paying everything upfront.

Get Financing Now
🔊 Speakers
🎵 Subwoofers
📻 Head Units
⚡ Amplifiers
$300-$5,000System Range
$100-$500Speaker Upgrade
$200-$1,500Subwoofer System
7.99%APR Starting Rate

Audio System Components

Understanding each component helps you build a system that matches your listening preferences and budget.

🔊 Door Speakers

$100-$600 (set of 4)

Replace factory speakers for dramatically improved clarity and volume. Component speakers (separate tweeter/woofer) offer superior sound staging over coaxial (all-in-one) designs.

  • Coaxial: Budget-friendly, easy install
  • Component: Better sound, more complex
  • 6.5" most common size
  • RMS wattage matters more than peak

🎵 Subwoofers

$150-$800 (sub + box)

Add the bass that door speakers can't produce. Subwoofers handle frequencies below 80Hz, filling out the bottom end of music. Size and enclosure type affect sound character.

  • 8"-10": Tight, accurate bass
  • 12"-15": Deep, powerful bass
  • Sealed box: Accurate response
  • Ported box: Louder, less accurate

⚡ Amplifiers

$150-$800

Amplifiers provide clean power that factory head units can't deliver. More power means cleaner sound at high volumes and better control over speakers, especially subwoofers.

  • 4-channel: Powers all door speakers
  • Mono/Class D: Dedicated sub amp
  • 5-channel: All speakers + sub
  • Match amp power to speaker ratings

📻 Head Units

$100-$1,200

The brain of your system. Modern head units add CarPlay/Android Auto, touchscreens, and superior processing. Single-DIN and double-DIN sizes fit different dashboards.

  • Apple CarPlay / Android Auto
  • Bluetooth streaming
  • Built-in navigation options
  • Time alignment & EQ features

🔌 Wiring & Accessories

$50-$300

Quality wiring is essential for system performance and safety. Amp wiring kits, speaker wire, RCA cables, and sound deadening material all contribute to the final result.

  • Amp wiring kit (4 or 8 gauge)
  • RCA interconnects
  • Speaker wire (12-16 gauge)
  • Sound deadening material

🛠️ Installation

$50-$500+

Professional installation ensures proper function and protects your investment. Complex systems require more labor. Some vehicles need additional adapters and interfaces.

  • Speaker swap: $50-$100
  • Head unit: $75-$200
  • Amp + sub: $100-$250
  • Full system: $300-$500+

Popular System Packages

Pre-configured packages offer the best value and ensure component compatibility.

Complete System Packages

Entry Level

$400-$700
  • ✓ 4 coaxial speakers
  • ✓ Basic head unit w/Bluetooth
  • ✓ Wiring harness adapter
  • ✓ Standard installation
  • ✗ No amplifier
  • ✗ No subwoofer

Great first upgrade from factory system. Noticeably better clarity and features.

Mid-Range

$1,000-$2,000
  • ✓ Component speakers front
  • ✓ Coaxial speakers rear
  • ✓ CarPlay/Android Auto head unit
  • ✓ 4-channel amplifier
  • ✓ 10" subwoofer + box
  • ✓ Full installation

Significant upgrade with bass. Best value for most enthusiasts.

Premium

$3,000-$5,000+
  • ✓ High-end component speakers
  • ✓ Premium head unit w/DSP
  • ✓ 5-channel amplifier
  • ✓ 12" competition subwoofer
  • ✓ Sound deadening
  • ✓ Custom installation

Audiophile-grade system. Exceptional clarity, imaging, and bass.

Top Audio Brands

Quality varies widely in car audio. Stick to reputable brands for best results.

JL Audio

Premium subwoofers and amplifiers. Industry benchmark for bass quality.

Premium
Focal

French speaker manufacturer. Exceptional component speakers and tweeters.

Premium
Alpine

Excellent head units and speakers. Great balance of price and performance.

Mid-Range
Kenwood

Reliable head units with modern features. Good value across the line.

Mid-Range
Pioneer

Wide range from budget to premium. CarPlay/Android Auto specialists.

All Levels
Kicker

Popular subwoofers and speakers. Good performance at reasonable prices.

Mid-Range
Rockford Fosgate

Powerful amplifiers and subs. Known for SPL competition products.

Mid-Premium
Sony

Quality head units with excellent features. DSP-equipped models available.

Mid-Range

💡 Avoid No-Name Brands

Cheap speakers claiming "1000 watts" are misleading—that's peak power, not usable RMS power. Budget brands often use inferior materials that distort or fail quickly. Spending a bit more on established brands provides better sound and longevity.

Finance Your Sound System

Why Finance Car Audio?

Quality car audio isn't cheap, but it transforms every drive. Rather than settling for a budget system or paying thousands upfront, financing lets you get the system you actually want with manageable monthly payments.

  • Borrow $500-$5,000 – From speakers to full systems
  • APR from 7.99% – Competitive rates
  • 24-hour decisions – Fast approval
  • Use any shop – Choose your installer

Sample Monthly Payments

Amount12 Mo24 Mo
$500$45/mo$24/mo
$1,500$134/mo$71/mo
$2,500$223/mo$118/mo
$4,000$357/mo$189/mo

*Estimated at 12.99% APR

Car Audio FAQs

Will upgrading speakers void my warranty?
Generally no. Federal law (Magnuson-Moss Act) prevents voiding warranties for aftermarket parts unless the dealer can prove that specific part caused a failure. However, if an improper installation damages electrical systems, that specific damage wouldn't be covered.
Do I need an amplifier?
Not always, but it helps significantly. Factory head units produce 15-20 watts per channel—enough for casual listening but limited at higher volumes. An amplifier provides clean power (50-100+ watts), improving clarity, dynamics, and volume capability. For subwoofers, an amp is essential.
What's the best upgrade for the money?
For most people, quality door speakers provide the biggest improvement per dollar. Factory speakers are usually cheap paper cones. Aftermarket speakers with better materials (polypropylene, Kevlar, silk tweeters) dramatically improve clarity. Add an amp later for more impact.
Will a subwoofer drain my battery?
A properly installed system won't affect your battery while driving—the alternator provides power. However, large systems playing at high volume with the engine off can drain batteries quickly. Most installers add a secondary battery for competition-level systems.
Can I install car audio myself?
Basic speaker swaps and head units are DIY-friendly with patience and research. Amplifier and subwoofer installation is more complex, involving power wiring, signal routing, and gain setting. Mistakes can damage equipment or cause electrical problems. If unsure, professional installation is worth the cost.

Upgrade Your Sound Today

Transform every drive with premium audio. Get approved for financing in minutes.

Apply for Financing Calculate Payments