Roof Racks & Cargo Carriers Financing

Expand your vehicle's cargo capacity for road trips, outdoor adventures, and everyday hauling. From basic crossbars to complete cargo systems, Tresl helps you finance the perfect roof rack setup for your lifestyle.

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🚗 Crossbars
📦 Cargo Boxes
🚴 Bike Racks
🛶 Kayak Carriers
$150-$400Crossbar Systems
$300-$800Cargo Boxes
$100-$600Bike Racks
7.99%APR Starting Rate

Roof Rack Base Systems

The foundation for all roof-mounted cargo. Choose based on your vehicle's roof type.

Raised Rail Systems

For vehicles with factory raised side rails running front-to-back on the roof. Crossbars clamp onto existing rails—easiest installation type with no modifications needed.

Compatible With:
  • • Vehicles with raised roof rails
  • • Most SUVs and wagons
  • • Some crossovers
$150-$300

Fixed Point Systems

Uses factory mounting points hidden under covers on roof. Vehicle-specific fit towers attach to these points. Clean appearance when bars removed for aerodynamics.

Compatible With:
  • • Vehicles with fixed mount points
  • • Many sedans and hatchbacks
  • • Some SUVs without rails
$200-$350

Bare Roof/Clamp Systems

For vehicles without rails or fixed points. Towers clamp to door frames or roof edges. Most universal option but requires careful fitting and periodic inspection.

Compatible With:
  • • Any vehicle with bare roof
  • • Sedans without rails
  • • Older vehicles
$250-$400

⚠️ Know Your Roof Load Capacity

Every vehicle has a maximum roof load rating (typically 100-200 lbs for cars, up to 300 lbs for trucks/SUVs). This includes the weight of the rack system itself, not just cargo. Check your owner's manual—exceeding this limit can damage your roof or affect handling.

Cargo Carriers & Accessories

Once you have crossbars, add specialized carriers for your gear.

📦

Cargo Box

Enclosed weatherproof storage for luggage, camping gear, and sports equipment. Aerodynamic designs minimize fuel economy impact and wind noise. Available in various sizes from 10-22 cubic feet.

10-22 cu ftWeatherproofLockable
$300-$800
🧺

Cargo Basket

Open-top platform for bulky items, coolers, and gear bags. More versatile than boxes for oddly-shaped cargo. Add cargo net or weatherproof bag for protection from elements.

Open DesignHeavy DutyVersatile
$150-$400
🚴

Bike Rack (Roof Mount)

Carries bikes securely on roof. Fork-mount, frame-mount, or wheel-mount designs available. Keeps bikes away from vehicle and off hitch. Mind your height at drive-throughs!

1-4 BikesLockableMultiple Styles
$100-$300 per bike
🛶

Kayak/Canoe Carrier

Cradles or J-hooks secure kayaks and canoes to crossbars. Some fold down when not in use. Stackers allow multiple kayaks side-by-side for families with multiple boats.

1-2 BoatsPadded CradlesTie-down Straps
$80-$300
🎿

Ski/Snowboard Carrier

Locks skis and snowboards to roof while keeping interior clean and dry. Sliding designs make loading easier from either side. Fits 4-6 pairs of skis or 2-4 snowboards typically.

4-6 SkisLockableSliding Mount
$150-$400
🏄

Surfboard/SUP Carrier

Padded cradles and straps secure surfboards, paddleboards, and windsurfing equipment. Aero-style bars work better than square bars for these water sport carriers.

1-2 BoardsPaddedQuick Load
$80-$250

Top Roof Rack Brands

Quality brands offer better fit, security, and longevity.

Recommended Brands

Thule

Swedish brand. Premium quality, sleek designs, excellent fit.

Premium
Yakima

American brand. Innovative designs, good value, strong warranty.

Premium
Rhino-Rack

Australian brand. Heavy-duty options, great for overlanding.

Mid-Premium
Inno

Japanese brand. Budget-friendly, decent quality for Asian vehicles.

Budget-Mid

Finance Your Roof Rack System

Why Finance Roof Racks?

A complete roof rack system—crossbars, cargo box, bike racks—can easily exceed $1,000. Financing lets you get quality equipment from reputable brands rather than cheap alternatives that may damage gear or vehicle.

  • Borrow $500-$5,000 – Complete cargo systems
  • APR from 7.99% – Competitive rates
  • 24-hour decisions – Fast approval
  • Use any shop – Dealer, REI, or installer

Sample Monthly Payments

Amount12 Mo24 Mo
$500$45/mo$24/mo
$1,000$89/mo$47/mo
$1,500$134/mo$71/mo
$2,000$179/mo$95/mo

*Estimated at 12.99% APR

Roof Rack FAQs

Will a roof rack damage my car?
Quality racks from reputable brands, properly installed, won't damage your vehicle. However, improper installation, overloading, or leaving racks on in automatic car washes can cause problems. Remove clamp-style racks when not in use to prevent paint wear.
How much will a roof rack affect fuel economy?
Crossbars alone have minimal impact (1-2% at highway speeds). Add a cargo box and expect 5-15% reduction depending on size and speed. Removing the box when not in use significantly helps. Aerodynamic bars minimize the impact.
Can I install a roof rack myself?
Most roof rack systems are designed for DIY installation with basic tools. Raised rail systems are easiest (15-30 minutes). Fixed point and bare roof systems take longer but are still manageable. Follow instructions carefully for safe installation.
Should I remove roof racks when not in use?
For fuel economy and noise reduction, yes—especially cargo boxes and baskets. Many people leave crossbars on permanently for convenience. Remove clamp-style systems periodically to inspect mounting points and prevent paint wear.
What size cargo box do I need?
Consider what you'll carry and your vehicle size. Small boxes (10-12 cu ft) suit sedans. Medium boxes (14-16 cu ft) handle most family needs. Large boxes (18-22 cu ft) are best for SUVs carrying extensive gear on long trips.

Expand Your Cargo Capacity

Gear up for your next adventure. Get approved for financing in minutes.

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